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Re: insurance
Ask your insurance agent about special "riders" to cover gear not covered
by your normal homeowners, renters, or business insurance. If your
vintage
instruments are considered "collectible" you might want to get a quote
from
collectinsure.com though they might not insure insure gigging, working
tools. Let us know where you find the best deal. You're not alone in
that
under-insured boat.
FWIW, Fripp once said the reason he didn't tour with his vintage axe was
that the insurance expense made it cheaper to buy new, custom-made guitars
for touring so long as he promised to leave the vintage ones safe at home.